A path to cooperative solutions

When the private sector does not go to the areas other than profit and the public sector does not go to the areas other than the provision of essential services, these two areas are considered as the best option to reach the areas of service-oriented social commercial activities.

फाल्गुन ७, २०८०ओमदेवी मल्ल

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What is the identity of the cooperative? Cooperative ideals, principles and values are the identity of the cooperative or the definition of identity is different from it. Recently, through various media, some employees and intellectuals who are at the level of policy making or who can influence policy making have been expressing the opinion that co-operatives are community organizations that do small business and should not do big business and its scope should be limited.

Arkathari does not believe that narrowing the cooperative's business will solve the problem. They are of the opinion that trying to limit the business of cooperative organizations is not only contrary to international practice, but also a move to narrow the three-pillar economy and the concept of a socialist-oriented nation.

In principle, cooperatives are self-regulating organizations, but this does not mean that cooperatives do not need to be subject to regulation and guidance. In the case that the private sector cannot go into areas that cannot provide profit and the public sector cannot be in areas other than essential service delivery, the cooperative sector is considered as the best option to reach the areas of service-oriented social commercial activities that cannot be reached by these two sectors.

The cooperative sector now not only includes 56 percent of the total members, but also has led the farmers, remote and marginalized communities who could not come to the mainstream of development in an equitable development campaign. But the irony is that today this holy mission has been affected by fraud.

Is it true that all cooperatives are frauds? Did all the cooperatives run away after eating the money of the saving members? Should the co-operative society only bear the responsibility of saving but the debtor member does not have the responsibility of repaying the loan? As revealed outside story-break, various studies have shown that the cooperative organization is now problematic when the directors have invested in real estate, housing, private companies, and become managing directors themselves or keep relatives of their families in the organization's staff. But is this the reason why cooperatives are in trouble or is this situation because of the implementation of cooperative laws and their honesty? Why do we have to face the current situation today? Whose fault is the cooperative organization or the regulatory body? Both sides will realize the mistake and try to solve it or will I keep telling my bull's eye? These very questions are before us now. It is necessary to solve these questions independently from the perspective of regulatory or cooperative campaigners and not by making their own positions.

The formal beginning of cooperation for the liberation of the working class from economic and social exploitation was 180 years ago today with the establishment of the Rochdale Equitable Pawners Society in Britain. The co-operative campaign initiated by the Rochdales was a product of awareness inspired by common people spontaneously organizing themselves to help themselves out of collective spirit to stop activities like adulteration of food items, unwanted price hike and cheating on scales. His mother was Robert Owen. Cooperation was introduced in Nepal 66 years ago today. V.No. In the year 2013, the cooperative campaign promoted by the state became known in the rural areas during the Panchayat period and remained as a state controlled agent for the sale and distribution of agricultural loans, fertilizers, seeds.

The Cooperatives Act, 2048 provided that the managerial control of the cooperatives rests with the Board of Directors. As a result, taking the immunity provided by the Act, the cooperative increased numerically rather than qualitatively. According to Economic Survey 2079, cooperatives have contributed about 5 percent to the country's gross domestic product and 17 percent to the financial sector. More than 7.3 lakh members are affiliated to cooperatives which are around 31 thousand.

This sector has provided direct employment to 93 thousand and indirect employment to millions of members by circulating more than 5 billion capital that is scattered. It has been found that about 50 percent of the total cooperatives deal with savings and loans, while the rest work in the productive sectors of dairy, agricultural products, consumer goods, tea, coffee, honey, sugarcane, animal husbandry, vegetables and fruits, etc. , have been contributing to poverty reduction.

In order to organize the business of cooperative organizations, the state and the cooperative campaign have made many efforts to introduce laws and policies, construction and international good practices and technology in cooperation with the state, but these efforts have not been effective when looking at the liquid state of cooperative organizations in the current situation.

Although cooperatives are self-regulating and established institutions based on the belief of eliminating middlemen, there is no honest compliance with the identity, lack of manpower in all levels of the regulatory system of the state, loose regulation, regulatory greed, weak institutional capacity, lack of impunity, people's representatives do not prioritize this sector, investment in unproductive sectors. And some organizations have become problematic due to the fact that some brokers and middlemen use loopholes in the law to focus on personal gain. Because of this, today the entire campaign is not only going through the situation of 'Eke birayo siyalai pirayo', but it is a bitter reality that it has to suffer infamy.

In the year 2071, Gauri Commission submitted a draft law to the government stating that 130 cooperatives were problematic. Adopting the said draft and adopting the federal state system, the Cooperative Act 2074 was passed by the House with the addition of many good governance provisions and penal provisions while this member was also a member of the Constituent Assembly. At present, the regulation of cooperatives is done by the union state and local level. After the enactment of the Cooperative Act, 2074, if the state had been able to implement the promotional provisions of the Act, such as Savings and Loan Protection Fund, Credit Information Center, Cooperative Debt Recovery Tribunal, Cooperative Promotion Fund, etc., the current situation would not have come to this.