9 billion in loans from non-banking financial institutions only

Previously, the data of the financial sector published by the National Bank included only the transactions of banks and financial institutions (class A, B and C). But the National Bank was not able to include the data of financial transactions from microfinance financial institutions, insurance companies, employee provident funds, citizen investment funds, cooperatives, etc. But for the first time, the National Bank has published integrated data for the first time by including the transactions of the financial sector (banks and financial institutions) and other financial institutions (insurance companies, employee provident funds, citizen investment funds, etc.). Prakash Kumar, head of research department of Nepal Rastra Bank, has prepared the survey by integrating the balance sheets of non-banking financial institutions such as insurance companies, employees' provident fund, citizen investment fund, Nepal Infrastructure Development Bank, Hydroelectricity Investment and Development Company, microfinance financial institutions, etc. Shrestha said.

"However, due to the lack of sufficient data, the details of the financial transactions of cooperative organizations have not been collected in the survey," Shrestha said. done.'

Although the mentioned institutions are doing financial transactions (savings collection and lending), those institutions are not banks and financial institutions. Therefore, neither those institutions are directly regulated, nor their transactions are included in financial transactions. When the National Bank published only the transactions of banks and financial institutions without including the data of those institutions, the National Bank was accused of not being able to get a picture of the entire financial sector. This is why the National Bank has published the integrated data of banking and non-banking sectors (except cooperatives). According to the

survey, the total financial sector's credit to the private sector (financial sector's claims on the private sector) is 57 trillion 94 billion 76 crores. At the end of June 079, such loans were 55 trillion 20 billion 9 million. Such claims of the financial sector were 48 trillion 21 billion 88 crores at the end of June 2018 and 38 trillion 27 billion 12 crores at the end of 2017 June. Until last June, the loan disbursement from banks and financial institutions was 48 trillion 79 billion. Based on this, it has been analyzed that the loan from the non-banking sector is about 9 billion until last June.

'Financial sector's claim on public non-financial institutions was 32 billion 44 million 29 million at the end of June 2079, while it is 32 billion 44 million 24 million at the end of June 2018.' And in the end of June 077 it was 36 billion 72 million.'

As of last June, the net foreign assets of the entire financial sector are 14 trillion 52 billion 3 billion rupees. This is 24 and a half percent more than June 079. It was 11 trillion 49 billion 64 million in the middle of June 079. "The assets of the financial sector were 13 trillion 70 billion 52 million in 078 June and 13 trillion 26 billion 34 million in 077," said the survey. It has reached 68 trillion 50 billion 30 billion in the end of June. Such claims of the financial sector were 54 trillion 53 billion in 078 June and 43 trillion 29 billion 10 billion in the end of 077 June.

The survey showed that only 8 trillion 86 billion rupees of deposits (savings) were mobilized from non-banking financial institutions until last June. According to this, the liquid liabilities of the financial sector increased by 11.6 percent from 48 trillion 18 billion 40 million at the end of 079 June to 53 trillion 78 billion 42 million by 080 June. Such obligation of the financial sector in 078 June 45 trillion 54

billion 19 billion and in 077 June was 37 billion 47 billion 54 billion. "Currency in circulation outside the financial sector increased by 1.1 percent to 5 trillion 8.37 billion in 080 June from 5 trillion 2 billion 76 billion in 079 June," said the survey. 95 billion and 4 trillion 85 billion 68 billion in 077. Although the nature of savings from banks and financial institutions and non-banking financial institutions is different, it is said that it will be difficult to extract the data of deposits like lending.