"Inconceivable cases of misappropriation of savings have been found in cooperatives"

Lamichhane took over the leadership of the Ministry of Home Affairs with the intention of influencing the co-operative savings while the police were investigating against him for misappropriation, fraud and embezzlement. The committee was formed on May 15 after the Congress staged loud protests in the House and on the streets demanding an independent inquiry into him.

The three-month deadline set by the seven-member special committee under the leadership of UML MP Surya Thapa has been extended by 15 days. In the meantime, the committee has not only investigated Lamichhane, it has investigated the misbehavior and mismanagement of the cooperative.

While our concern is growing about the report, the committee chairman Surya Thapa with Kulchandra Neupane of Kantipur about the study done by the committee, the facts-evidence, the factors causing instability and irregularity in the cooperative and the progress of the investigation and break Talk by Yagya Banjade :

Where has the investigation and study stage of the parliamentary inquiry special committee reached? Some of the

facts have yet to be confirmed. A meeting will have to be held with the bodies that have given some commitments. Now there are limited meetings. Despite the procedure, it was not possible to go to the place. As many cooperatives as are mentioned in schedule 1 and 2 of the mandate received by the committee, they are not in operation. Those declared problematic are also closed. Assets are withheld. Let's look at such cooperatives from a local perspective as well. We are managing the work done so far in 'format'. We are not troubled by the facts. The fact that it should come is not a situation that it did not come.

Some of the facts that have been published are being promoted as false, right?

The facts and evidence from the state agencies are pure. A report could have been prepared if those agencies had been coordinated through 'fast track'. However, we have included 'CAs' in the financial analysis. We have made the basis of the investigation report. We have reconfirmed that after coordination with various agencies. Whether the concerned person is outside, in jail or in custody, we have brought everyone and inquired about the related matter. If it was obvious, there would be no need to investigate. It has to be investigated because it was not seen.

What method-technique has been adopted in fact-evidence checking? We have arranged for experts on matters including

law and 'auditing'. We have appointed one chartered accountant, one legal expert and a representative of CIB. Their team has researched well. When asking questions, we have brought the systematic facts of the relevant places. Like

– you have been writing only that so much money has gone to Gurkha media network. We have brought his system and studied how much came and how it was 'entered'. We brought the software of Gorkha Media and studied it. We brought Bhaviswar Aryal from Pokhara jail, he is a 'web developer' of GV's cooperative.

He is the one who does all the work of giving 'entry' to the Gorkha media and not giving it. Now, he is in jail because Suryadarshan Cooperative has been the director for some time. So we have worked to reach out to the people who have access to the evidence. After that we have looked at all the bank accounts. We have studied all the cooperative systems. Among them, the local regulatory body has started an investigation in Suryadarshan and Supreme. The

committee has been given an extension of 15 days. Will it be possible to prepare a report within more time and submit it to the current House of Representatives? We have worked with the commitment to be able to do

on August 22. Therefore, we did the work of meeting, inquiry and getting information at speed. However, the preliminary report could not be prepared within the deadline. The deadline was extended as per advice that the report would be presented by the end of the budget session. It was always done to submit the report to the speaker, but since the parliament has constituted the committee, the report has to be presented in the House of Representatives meeting.

As I proposed in the House when adding time to the Committee, the House will have to discuss the report even when it is tabled. If the budget is not completed by the end of the session, it will reach the winter session. Everyone is interested in the report because the committee involved everyone from victims and perpetrators who are concerned during the study. It should be submitted to the committee as soon as possible. When it's too late, don't miss it.

According to the jurisdiction, how much is possible for the committee to fulfill the responsibility of searching for facts and evidence, finding the guilty and returning the money of the savers of distressed cooperatives? Based on what has been asked to be done in the 'TOR' of the

committee, research and investigations have been conducted.

During the investigation and investigation, how many people did you take statements and how did you see the condition of the cooperative?

We asked a total of 50 people. There are also well-run cooperatives. As women lead, they focus on good governance. After working for 35 years, there are also cooperatives that are doing business under 30 million. There are cooperatives that have mobilized 16/17 billion savings.

Savings There are a large number of cooperatives that are doing well, different from the cooperatives that are in trouble, in conflict, and in trouble. Our research shows that the kind of comment that has been made that everything is as bad as cooperatives, is not so. Some cooperatives that pay attention to methods, techniques and financial discipline are not in trouble. A question has been raised about its misuse. The entire cooperative campaign is not in crisis.

What kind of deviation did you find in the distressed and problematic cooperative?

s are unimaginable bullies. One/two people have taken loans up to 1.35 billion rupees. If repayment is made from the assets of such people, some problems will be solved. In some, the same person has been the president of the cooperative for 20/25 years. It has been found that the same person has borrowed up to 29 times without repaying the same previous loan. Those who take the savings of the cooperative and invest, keep such investments in the names and companies of their brothers, family members, people they like.

have taken loans up to 88/89 crores in the same company. The principle of a cooperative does not allow such work to be done. Even though the law prohibits it, the money of the cooperative has been invested in the company. Private wealth has been acquired from the cooperative's money. However, such property has been taken and kept in the name of a person who is not known by the law. Sources must be disclosed when saving more than ten lakhs. However, crores and crores of resources have been kept undisclosed.

When there is such a situation, what are the regulatory bodies watching?

In regulating cooperatives, there are 761 regulatory bodies including 753 local levels, 7 provinces and one cooperative department. Everyone registers, they regulate. Something that is not in the world has happened to us. Details are not updated with any regulatory body. Even though there is occasional monitoring, it is mysteriously sealed.

After the Cooperative Act 2074, more than 693 amendments have been registered in the Act. All of them will weaken the regulation. Hridayram Thani tried to do something when he was the Minister of Cooperatives, but he could not complete the process. Later Ambika Basnet came to the process. But putting the regulation aside, a very weak Cooperative Act was issued. On the other hand, the work elaboration report to be passed by the Council of Ministers designated all as regulatory. It didn't particularly work. Just like Mahadev's three eyes when seeing money, organizations that deal in money have been kept out of regulation.

What is your conclusion that the state policy is the main reason behind the failure of the cooperative rather than the directors?

Such incidents have occurred under the protection of the state. It has become a practice for regulatory body officials to be transferred between two months to eight months. Municipalities have a cooperative branch under the leadership of a chief administrator. There is instability within that too.

Looking at the records of officials from 2010 to 2081 in the cooperative department, hardly a few people have stayed for two years, otherwise they have not been able to stay for more than 6 months or eight months. Only those who are considered favorable have stayed for long periods. It also did not work to make indicators and standards of regulation. It is mentioned in the budget that more than 50 cooperatives will be regulated during the year. However, when it is done, it is not even half of it. This is the way the regulation and negligence works to give exemptions.

It is also heard that some cooperative operators fled abroad with billions of rupees. What did you learn during your studies?

A Sumerian cooperative is in Kalimati. From there, 2 billion 20 million rupees were transferred in cash to Sumeru Pulchok. Bharat Maharjan is the main person pushing the Sumeru Cooperative. President of Mrs. Sumeru Kalimati, he of Pulchok. Now he is in UK. According to the regulatory authorities there, he has three houses in the UK. This shows that a lot of public money has been sent out. How many co-operative owners have taken the money of the savers and attached the houses in the names of their wives, children and relatives. Searching for the cooperative's property turns up nothing. However, this is the case when looking for an operator.

Is there a situation where the common people's savings will be returned by selling the assets of such operators?

image Devkumar Nepali from Pokhara-Baglung himself came and sold the property in the name of himself and his wife and said that he would get an environment to return the savings before the bank auctions it within 6/8 months. If that happens, the money of 2200 savers will be returned. If Bharat Maharjan comes and returns the savings from his property, it is possible for Sumeru Pulchok.

Ichcharaj Tamang of Civil has come saying that I have liabilities of 8 billion and assets of 10 billion. However, Lalkaji Gurung, a partner in civil law, told the committee that there was no truth in Tamang's statement. Many cooperatives have yet to pay their taxes. There is no transparency in how much the property is. A cooperative has 20 billion liabilities but no assets.

The technical team has worked on the indicator analysis of how much assets are there, how much are the savings, liabilities and debts, whether there is a reserve fund. At a time when the real estate business was at its peak, cooperatives have invested to a boiling point. With the downturn in real estate, cooperatives seem to be in trouble. Guna first went into crisis after the National Bank issued instructions to banks that they could not invest more than a certain percentage, then Oriental went into crisis.

Basically, it seems that the savings of cooperatives are mostly invested in real estate, plotting, housing, hospitals and companies. Money has gone to areas with higher risk. Sumeru Hospital, Sumeru City Hospital, Nidan Hospital, Alka Hospital were opened in one phase. The money of the savers of the cooperative has been invested in all these. Laligurans have opened a Gorkha hospital. Nidan hospital closed today, others are in trouble. They did not understand that this is the obligation to return the savings after taking them. The operator misused the savings.

Can the committee's study provide some guidance on getting savers' money back?

There are 20 cooperatives in schedule 1 of 'TOR'. Two have been added by the committee - Gorkha Saving and Nepal Cooperative Financial Institution. After announcing the problem to civil cooperatives, investigation is being done by a separate committee under Wagmati Province. Kathmandu Metropolis has declared two cooperatives namely Citizen Daily and Hero as problematic. However, he has done nothing but announce it. The victim and the patient could not be brought into contact. Five cooperatives, including Oriental, are under Sudhir Basnet's charge. Another Khemraj Niraula has five cooperatives under his responsibility. After that, we have inquired with the remaining 12 co-operative owners how to return the money of the savers. Like a

- Among those in charge of Khemraj Niraula, it came to light that Rajesh Shrestha and Khushchandra Shrestha, the owners of Prabhu Savings and Credit Cooperative, had absconded to the US after Niraula told the inquiry. There are co-operatives that have misappropriated billions of savings. Some say we are in the settling stage. However, these days, there is no return of savings. J- Those who demand the return of property, will be returned by the 'Problem Cooperative Management Committee' through property sale and debt recovery. Refunds are made only to the claimant. There is no return for those who do not. By doing so, there is no demand for a large amount of money.

Source Unclaimed assets are not claimed? There are different types of

savers. A single person has saved 41 crores, 8/9 crores. There is Yam Bahadur Bista in Jhapa. Now the cooperative is in crisis after the managers embezzled the savings and they have come to Kathmandu for protest. He has said that he had no money to eat medicine. Not all sources saved in

in cooperatives. There are many many people have gathered their money from abroad. According to Property Praifier law, law is found hidden according to the resources, law has an arrangement to finish Rs 50 million. The source seems to be revealed after the law comes. Diseases or not recognized were not to be kept money in the cooperative. Don't you return the savers of the organization, saving the Savior's money through the property of the cooperatives of the cooperative involvement of the

in many disputes? & NBSP;

-BREAKGB Rai of the leadership is seen in the name of more than the dozen. Those organizations are very low. The possibility of being savers will be returned from property selling. About 16 billion, and we look through the system is the responsibility of about 8 billion savings refunds. However, the cooperatives will not have any possessions, housework. Debt Investment has not been a member. Ghaby, including Gurkha media, has been larger invested in other companies. In this way, there seems to have invested a large sum of money in his Serophero. All those company's financial condition is delicate. Rai's company is the worst case of the savers of saving returns. & Nbsp;

is particularly indispensed by more than half a dozen Media Chairman GB Rai, and 86 million. The then provision is the same business in this business as a directive and said that home minister Ravi Lamchhane. What has shown that about this?

GB Rai, smooth, supreme, sunny, sunny, and at handlem, appears to be sent by five organizations and sending money to the companies through the name of each other. In the same process, Bootvam, Bootvam, Bodwal, also on the name of Ravi Lamichhane, it seems to have taken money from the organization, including the soils of Pokhara, including the sun, including the sun, including the soils of Pokhara. & Nbsp; That money is again called the names of the Gurkha media network.

, System), the regulatory, and police investigations, and police investigations show that Pokhara Martyrian office and Lumbini State Collection. Perski & Nbsp by steans in the name of various people. Ravi Lamichhan: The loan is stored in Butwal-11. Even though those names are fake, that money has come to the Gurkha media network. However, arrangements have been made to do not appear in the system that money belongs to the cooperative. GB Rai has been shown as a short period of relief loan. However, since these facts are being analyzed, you cannot be concluded since and Nbsp;. & Nbsp; & NBSP; Don't the

Lamchhaki media and prove that money from cooperatives and that they have come from the cooperative? & NBSP; The facts have shown that after the stock member and the management of the Story Lamichhane Media, the share member and managing director. Now the committee is working in facts. & Nbsp;

Lamchhane is publicly in public and Nbsp; Didn't these proof committee show that or not?

Lamichhane has provided document data to the committee. The GB Rai has been asked the question in the same company, which is the question of commercial partners, in the same company, and the question in the context of television. He has said. It is being done analyzing the committee in the committee various facts, legal arrangements. The committee is not to ask questions and answering their answer to anyone who comes to describe only. We don't show that this proof. Proof we have come to the fact that the report comes to the report. The committee has been formed after much discussion in

Parliament. Can the report fulfill the personhood?

is going through the crisis of trusting in our analysis now. Saves, unparation and all abuse has not done, as much as they have done. However, the number of affectedness is large. There is a problem in less than 500 organizations of about 15,000 savings and credit cooperatives. The renal of the story-BREA savings is likely to go to a largeer landslide in cooperation for the future. If there is no proper interfere with the problem of cooperative, then the overall financial sector appears to be affected. The regulatory body did not leave the cooperatives in God's trust, such as no longer present. Regular regulations, supervision, fact analysis, where there is a problem, you have to solve the problem. A savings return is placed at the center. Even on this year's budget, the government has a program to return the money of a small most small savings. With different aspirations, a small amount of a small amount of time has been completed by the savior. Only then should it be returned to the amount of big savings.

is also coming about the money of the state to pay. Here are a limited person to use a citizen's money and say to the government? & NBSP;

has discussed with the Committee including the Ministry of Finance, with many & nbsp; If the issue of the problem solution shall give it, and if they were not executed and they are not executed, and NBSP; suggested does not mean giving. Suggesting. So how much does the situation where our budget system, the legitimatized funds, the budget, revenue mobilization, how much is the situation that can lead to saving return for saving returns?

now the revenue collection of the state is hardly hiked ordinary expenses. The number of state liability of employees, including multi-year plan, employees' salary allowance, has increased. The savings should first get the money, the state may say why other work should be done, bridges, education, health. However, what is the condition of the Kingdom is, we are discussing what other sources of income. & Nbsp; In the report of the Story-BREAC Committee reports, they ask for action and nbsp;? & nbsp;

Saves have to look at odds, abuse and cheat in a different way. If the law has made it prohibited, what is punishment for the law that works unconditionally? It is necessary to say through the report. Is an institution that is operating in cooperative tension. But today, people do not seem to mobilize the savings in Bhaktapur and mobilize savings in Dadeldays. It is a government-way watching government while doing such work against the law, and it was to experience the wrongdoer. The committee will have to inform the government.

do that the committee would ask for a committee to be killed in the report and recommend that it takes such action to this care, '? & NBSP;

seems to be guilty. It is also necessary to say the medical responsibility of guilty. Financial transactions crisis can have been made in the events. All the transactions in the establishment should not be successful. But the progress has been confused, and its treatment should be done from severe punishment. In case of circumstances, the state may have to play a role of parents. & Nbsp;

see many parliamentary committees and his report in Nepal, and his report seemed to snatch anyone and become purified. But most of them do not come. How much report of this committee see how to thunder in the drawers?

does not mean that all the parliamentary committees have done good. The report of the committee has arisen about the reliability of the Committee on the reliability of the Committee on the last time the Unauthorized Personal Entrepreneurs were formed in the budget rate.

,, the problem of cooperative is a certain person, parties, and agitation and agitation of the general Nepali economy. If this problem is not properly resolved correctly, it is likely to bring serious consequences of severe economy. Assimilate this seriousness, we have an effort to build and implement the report. We believe that the government also implement implement implement implementation. & Nbsp; The conclusion of the report is that the fact that the fact that a fact is not the fact is that the fact is seen in the investigation of the investigation, it is also called great pressure for political milemories and also. What is the actual? & Nbsp;

I don't have any political pressure. Among all members of the committee have been working in the category atmosphere. The committee is working as a bunch of facts. The committee provides suggestions and recommendations on the basis of fact, against, against, contrajial, and description. I am confident that the final report becomes in the consent of everyone. & NBSP;

Horrian Cooperative UML belongs to a party signaling. Therefore, it doesn't hesitate the supernantant as a solution to you in solving the cooperative trouble?

research has not been seen in the Congress, UML, Maoist, Maoist, which is seen. Akhothi involved in unhappiness, abuse and cheat is the basic recognition to investigate not looking at the cost of reducing. It is started to watch the man's cover & NBSP; if the cooperative campaign is trapped. UML has not used any cooperatives institutionalized. Personally participated in cooperatives had to follow the law, method legislation, recognition. Understanding the laws and has to endure action. Surendra Bhandari and KB, both Surendra Bhandari and KB has remained the cooperatives in the Cooperative Department of the Cooperative Department, including Secretary in the Cooperative Department of UML, both Surendra Bhandari and KB Upreti have been announced. Among them are missing on the date, while the administrator are in prison. It is not seen any of the people who are in the investigation. & Nbsp;