I was forced to leave home at a young age due to the financial situation of the family. The moment when I left home and family at the age of five to study and work in other people's houses was very painful. However, the hard work done by staying outside the house since childhood has given me happiness today. Perhaps, if I had not left home, I would not have been able to read. And learn skills and become a businessman.

Gulria municipality-7 Gulria village is now inhabited. It has been 9 years since I started living here . My family had no land other than the house. Father used to do wage labor.

Thinking that I will not be able to educate my son due to the poor economic status of the family and the atmosphere of the village, my father kept me in a house of a person in Gulria Bazar . I also accepted easily and sat down to work. Even though it was to study and learn skills, he lived in someone else's house for 18 years. 

Being the eldest son of the family, he was very worried about when he would be able to improve the situation of the family. V.No. I gave SLC in 2070. After that, I started working in Bardia Sunchandi Business Association . I spent 2 years doing daily price distribution in gold and silver shops in Gulria market. While reading Plus Two, I realized that it is necessary to learn some skill in life when I saw the unemployment situation in the country. 

After that, I learned to work for a few years in the gold and silver shop of Aftaw Jasgarh in Gulria Bazar. Since the gold and silver business is an expensive business, even though he learned the skills, he did not have the investment to start the business. I wandered to many places in search of investment .

Due to the poor financial situation, I took out a loan of 1.5 million by mortgaging the house I had from anywhere. Opened New Bageshwari gold and silver shop in Gulria Municipality-6 Post Chowk after the process. It has been 3 years since he started running his own shop. I am the youngest gold and silver trader in Gulria Bazar. 

As a businessperson with low capital, many jewelries could not be kept in the store in a ready state. However, I have prepared satisfactory jewelery as per the customer's order. So far, no customer has returned disappointed from the store, so there is complacency.

As the price of gold and silver skyrocketed, so many businesses were running . On top of that, the government has imposed a 2 percent luxury tax on gold and a 13 percent value added tax on precious diamond stones with effect from the financial year 082/83. Due to this, apart from the financial burden on the consumers, we businessmen and Kaligarh are also in trouble. 

Demanding cancellation of the luxury tax imposed on gold and the tax imposed on diamond stones, even after protesting by closing the shop for two weeks, no good news has been heard other than assurances .

I work in the shop from 8 am to 8 pm. Now there is a decline in business . Has a family of 7 . Father, mother, old people and we have two sons . Brother is not married . My brother had spent two years in the Gulf country, and today he went there again. My brother is also earning and helping till now. I earn 40 to 50 thousand rupees per month from

shop . In which 22 thousand rupees should be paid monthly as bank installments and interest . I will pay 11,000 for shop rent and 2,000 for electricity. Similarly, we had to eat tea-breakfast in the shop . You can't sit in the shop all day with your mouth closed . A minimum of 3,000 will be spent monthly on tea and breakfast.

elder son studies in KG in boarding . 3000 monthly fee of son should be paid . Rice, dal, salt, oil, soap, soap, vegetables, spices and clothes cost Rs 10,000 per month. We have added a four-room house from the earnings of two brothers. Similarly, we married our sister last year . There is still 1.4 lakh loan to be paid from the bank . I wonder when the loan will be paid off. Believing in karma, I am working in the shop from morning to evening. How can one day not pay the debt and ?