Kumari Bank has launched a virtual credit card service. Launched in collaboration with PhonePay Payment Services, this service can be used through the bank's mobile banking app.

Customers can enjoy up to 45 days interest-free (terms will apply) and can choose to pay 10 per cent or 100 per cent on settlement with this virtual credit card payment transaction that can be transacted at PhonePe's QR merchants. Giving priority to electronic transactions, the bank has been providing safe, modern and efficient services through its 302 branches, 318 ATMs, 50 extension counters and 54 branchless banking units.