Savings is the amount left after deducting expenses from your earnings. It is important to save by keeping in mind future needs, financial goals and various uncertain expenses. Saving enables you to meet financial goals, spend as planned in the future, and face unexpected expenses.

Savings also make people feel financially secure . Savings   To get maximum benefit from limited resources and financial needs can be fulfilled easily .

Ways to save
Most of the people have the wrong idea that they save or can save only because they have a lot of income . Income is needed for saving, but the most important aspect is strong will and self-discipline.

• Since people's desires are unlimited, consider the need and make a habit of spending only on essential goods or services.
• Inculcating the habit of saving and using money in children from a young age
• Spending only as needed on clothes and jewelry  benefits of
• savings 
• Savings help in social work such as livelihood, children's education, entertainment, marriage vows, death rites.
• not only health care, financial expenses in old age but can be spent on investments, business expansion, fulfilling your dreams, services or facilities. Even if there is no financial problem
• , even if there is a big health problem, an accident, the source of income is not continuous, there is a famine or a natural disaster, you can use the previous savings.
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based on Nepal Rastra Bank's financial literacy book