What do you know about electronic (digital) fraud? Financial fraud is theft, fraud or other financial loss in which banking or bank account information falls into the hands of unauthorized persons while conducting financial transactions through personal or electronic means. To avoid fraud, the concerned person or the account holder should be restrained first of all.

Financial fraudsters can do this 

• Demanding personal and financial information through social media, fake websites  
• Lottery winnings, goods/parcels coming from abroad and asking for money by sending message or email
• asking for user name, password, account number of mobile or internet banking or mobile wallet
• stealing secret information of debit, credit card like: PIN, card number etc. Steal user id and password by creating visible website   How to avoid
• fraud?
• Don't give your password, OTP or any other sensitive information to strangers . Changing passwords and PIN codes of mobile and other devices and apps from time to time 
• Before sending money, ask the person concerned to ask for money or not. Be alert to fraudulent schemes such as those found to be investment methods and do not believe in such scams where money is made without knowing anything

If you suspect that you have been cheated during electronic transactions or if you have any complaints, file a complaint or complaint with the financial service provider you deal with and at Nepal Rastra Bank's complaint hearing portal gunaso.nrb.org.np .