Because there is no insurance for the locker, if there is any damage to the property, the customer must be responsible.
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During the demonstration on August 24, a fire broke out at the Himalayan Bank branch in Battisputli, Kathmandu. A lot of damage has been done to the bank due to arson and looting. In the process, the locker in the bank was also damaged.
There are about 250 lockers in that branch and all of them were full. The bank admitted that the locker was not burnt due to the fire, but due to the fire in the same room, some of the jewelery inside the locker was melted and deformed due to the heat outside.
Himalayan Bank Battisputli branch manager Tulsi Karki said that only 10 percent of the lockers were damaged and the remaining 90 percent were safe. "90 percent of the total lockers are safe, in the remaining 10 percent, the shape of the jewelry appears to have deteriorated due to the iron inside the jewelry melting, but the amount of gold and silver has not decreased," said branch manager Karki, "Many of the locker users were local." They saw the fire in the bank. You are thanking us for how the money in the bank locker was safe even in such a big fire.'
He stated that the bank cannot compensate the damaged customers as there is no insurance for the contents in the locker and the entire responsibility of the damage is the customer. "We tell the customers who come to take the locker facility from the beginning that the customer should be responsible for the damage to the items in the locker," he added. The bank has said that we are not responsible for this. There is no insurance,' said the customer, 'now we have asked the bank to write a letter stating that the property in the locker has been damaged due to the fire at the Himalayan Bank branch . After that letter, the damaged jewelry could be sold or repaired.'' The client said that she could not go to repair the damaged jewelry without the letter.
This incident of damage to the money in the locker of the bank has raised the question of how safe the locker is. Most of the users keep their money in the bank locker for security . Because there is no insurance for the locker, if there is any damage to the property, you have to be responsible for it. Many people don't know that the bank is not responsible. Therefore, before putting money in the locker, bankers say that you should take the facility only after having a good understanding of the safety of the locker, the responsibility of the bank and so on.
