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Statistics show that although the number of mobile phone users in Nepal is high, the number of SIM cards in their own name is low. According to the recently published 'Global Findex Database 2025', most Nepali youth (adults) have personal mobile phones but do not have SIM cards in their name.
According to Global Findex, the number of people who do not have a SIM card in their own name is more than 40 percent in Jordan and Nepal, along with African countries like Comoros, Republic of Congo, Morocco and Tanzania. The study said that if the SIM card is not in your name, it will be difficult to use mobile banking, mobile money and other digital financial services. Also, in such cases, users may be at risk of digital fraud or loss of access.
One of the main reasons for not having a SIM card in your name is lack of financial ability to purchase a phone, complicated registration process, lack of required identity card or getting the phone and SIM card from a family member. According to the study, this trend is especially seen in women and rural residents.
In a country like Nepal with inequality in income level and lack of digital literacy, women and lower class communities are more affected in the report. The report recommends simplifying identification systems, providing affordable devices and expanding digital financial education programs to address this challenge.
