Claim of 4 crore 21 lakh 80 thousand rupees in Huldanga, payment of 1 crore 58 lakh 45 thousand rupees
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Only one and a half million rupees claim has been paid for the damage caused by Rajawadi's performance on March 15. According to the data of the insurance authority, only 1 crore 58 lakh 45 thousand rupees have been paid till the last week of May, out of the insurance claims equal to 4 crore 21 lakh 80 thousand rupees in Huldanga.
Due to the vandalism of government and private vehicles, buildings and physical structures during the demonstration, a complaint was filed with the police with a demand for damages worth 469 million 85 thousand 340 rupees. In the insurance company, there was only a claim of around 40 million. It is said that the claims are also low because very few property-businesses are insured among those vandalized.
On this basis, more than 42 crores out of the total claims for performance damages are uninsured. It is not clear who will bear their losses. According to the police, 56 houses, institutions and offices were vandalized and arson caused a loss of 3992 million 36 thousand 676 rupees. Among them, there are 15 private houses, 37 private institutions (two media houses, one super market, two hospitals, four banks, two cooperatives, 20 businesses, one school, two party offices and three offices), one industry, two police offices and a traffic island, police said.
According to police data, 69 vehicles were damaged in the arson and vandalism during the demonstration. Among them, 63 are four-wheelers and 6 are two-wheelers. According to the data of the police, among the damaged vehicles, there are 7 of Nepal Police, 10 of other government offices, 1 of public institutes, 18 of private ones and the remaining 33 vehicles without numbers. According to the police, the damage to the vehicle is Rs 687,777,650. Damage to 8 CCTV worth 1 million 71 thousand rupees during the demonstration
has been reached. Although the police have collected the details of all the damages mentioned, there is no certainty of compensation. According to the authority, according to the claims received so far in insurance companies, 24 private vehicles, 21 houses and businesses (property), 2 public vehicles, 1 engineering and contractor risk and 2 others have received a total of 50 claims. According to this, most claims are in property insurance. In 21 applications, claims equal to 2 crore 53 lakh 88 thousand rupees have been made. So far, companies have paid 59 lakh 27 thousand rupees for 11 houses and businesses. 1 crore 9 lakh 73 thousand rupees are yet to be paid for 10 houses and businesses.
Motor insurance (private) claims of 1 crore 35 lakh 82 thousand, so far 16 have been paid 72 lakh 56 thousand rupees. 5 lakh in 1 claim of engineering and contractor risk and Rs 10 lakh in miscellaneous. Out of this, no payment has been made in engineering and contractor risk, while in miscellaneous, all (10 lakh) claims have been paid.
However, 25.55 million rupees have yet to be paid out of the claims received so far. Chunki Chhetri, president of Nepal Insurance Association, said that the companies have not hesitated to pay for the applications (claims) that have reached the criteria. Often more claims are made in the application than what is real. But when the surveyor evaluates it, only very little damage is seen,' he said, 'There is no problem with the payment on behalf of the company, rather they are facilitating it to be done quickly.' But less than half of the claims made. Sushiledev Subedi, executive director of Nepal Authority, claims that not because of the insurance company, but because the insured could not submit all the documents. Even if there is a claim, a survey (damage assessment) should be done to find out the actual damage. In that process, many insured have not been able to provide sufficient documents,' he said, 'in case of meeting all the criteria, the companies have not delayed the payment.'
