Nepal Rastra Bank has taken action against five commercial banks in the third quarter of the current financial year. During that period, Nepal Rastra Bank took action against five commercial banks namely Rashtriya Comercial, Kumari Bank, Lakshmi Sunrise, Standard Chartered and Nepal Bank for acting contrary to its instructions.

Among the banks under action, Rashtriya Commercial Bank has been taken action for not classifying its loans in the micro-monitoring category, not maintaining a loan loss system based on the loan overdue period, and not following the rules while calculating the risk weight of some loans, according to the Rastra Bank. Similarly, the National Bank warned the Chief Executive Officer of the National Commercial Bank for not fully complying with some provisions in the working capital loan guidance. said .

Similarly, Rastra Bank has alerted the Chief Executive Officer of Lakshmi Sunrise Bank that it was found that non-performing loans were not classified according to the rules and the minimum loan loss system was not maintained.

Similarly, another bank under Rashtra Bank's action is Lakshmi Sunrise . According to the National Bank, it is forbidden to provide any kind of loan or facility to any firm, company or organization that has significant ownership or financial interest in the director, the person who has one percent or more of the paid-up capital, the executive head or the family member of such person or the managing agent or the person who has the right to nominate the director, firm, company or organization.

As the current account and current account of the founder of the said bank are being operated in the same bank, the daily balance in the current account was negative on various dates and the credit facilities were indirectly provided by the Rastra Bank.

Rastra Bank has also taken action against Nepal Bank for not being able to implement the strategic plan, annual budget and program effectively, and for not being able to make effective identification between the budget and program and the strategic plan. Similarly, the chief executive officer of the bank has been alerted for not being able to approve and renew loans on time, not being able to coordinate between the employees at the higher management level.