From July to February of the current financial year, the maximum 9.5 percent of loans invested by banks and financial institutions has flowed into the construction sector. According to data of Nepal Rastra Bank, there is a loan flow of 19 billion 78 million rupees in the construction sector alone.
Between July and February of the last financial year, 12 billion 249 million rupees were disbursed. Under the
construction sector, the largest amount of loans have been in residential and construction including highways and bridges. In the construction of highways, bridges etc. Credit flow increased by 19.8 percent. According to the data of Rashtra Bank, Rs. During the same period of the last financial year, 7 billion 20 million 32 million loans were mobilized.
According to the National Bank, 2.6 percent of the loan flow was towards the residential sector. In the 8 months of the current financial year, 1 billion 82 crore 16 lakh rupees have been disbursed. Last fiscal During the same period of the year, the credit flow towards residential is negative by 70 crore 62 lakh rupees.
In the 8 months of the current financial year, the non-resident side is negative by 2.61 billion 31 lakh rupees. Since the amount of loans disbursed earlier has increased more than the loans disbursed by banks and financial institutions, the disbursement of loans has been seen as negative. 5 billion 75 crore 21 lakh loans were disbursed during the same period of last financial year.
In the eight months of the financial year 2081/82, loans to the industrial production sector increased by 9.3 percent, while loans to the wholesale and retail trade sector increased by 4.4 percent.
Within the industrial production sector, food production (packaging and processing) has seen the highest increase in credit flow by 19.8 percent. In the 8 months of the current financial year, the loan flow is 27 billion 60 million 43 million rupees.
Loans to the transport, communication and public services sector increased by 7.8 percent, loans to the service industry sector by 8.0 percent and loans to the consumer sector by 6.7 percent.
According to the National Bank, credit flow towards agriculture and minerals is negative. In agriculture, 89.9 million rupees have been negative. 5 billion 800 million 82 million in agricultural farm, 39 million 19 million in tea, 28 million 56 million in animal husbandry.
According to the National Bank, under agriculture, credit flow has increased most in other agriculture and agricultural services. . According to the data of Rashtra Bank, 5 billion 74 crore 66 lakh rupees were loaned to other agriculture and agricultural services. 64 crore 92 lakh rupees have been loaned to forests, fisheries and slaughterhouses.
