Among all the 753 local levels in the country, the residents of Saipal Rural Municipality, where a bank was established late, have now started joining the banking channel. After conducting a door-to-door program to open bank accounts for the locals living in the remote parts of the municipality, they started joining the banking channel.

Everest Bank, which started serving in Saipal only on the 9th of last October, and Saipal rural municipality have started a door-to-door program in the villages of the northern region to open accounts.

There has already been an agreement between the rural municipality and the bank regarding the distribution of social security allowance. According to the agreement, the program for opening the accounts of all the beneficiaries has been conducted in the first phase. The team that went door to door with photo taking and printing equipment has been going door to door for eight days to open accounts in the villages of Jima, Lasi, Jagera, Balodi and Nyunama in the northern region. 

Harish Awasthi, an employee of Everest Bank, said that in this campaign, which was conducted targeting the beneficiaries of social security allowance, other interested locals were also tasked with opening bank accounts. Our main objective was to open accounts for those receiving social security benefits at home. In this process, others who are willing to open an account have also started to open a simple deposit account," he said. "One and a half hours have to walk from one house to another. Since we have to walk for a day to reach the place where the bank is located (Dhalaun), we have made arrangements to go to the house and open the account. So far, he informed that about 900 people have opened bank accounts during the eight-day door-to-door period.

Locals have said that they are happy to open a bank account at home in a remote place. I have not even been to Chainpur till today. I had never even seen a bank," said Rupadevi Bohra, 72 years old from Balaudi village, "I never thought that I would have a bank account in my name." Ramakrishna Thapa, head of Saipal branch of Everest Bank, said that during the door-to-door opening of accounts, there is also the task of imparting banking education. "We knew from the beginning that there is a great lack of banking education among many people here because it is a place where banks have not yet reached," he said. 4 He said that due to the language problem in Dhuli, it was a problem to give banking education and in the end they had to use an interpreter. The locals of Dhuli speak the endangered Dhulel language spoken only here and some speak the Tamang language.