Rashtra Bank Governor Vishwanath Paudel announced the monetary policy for the next financial year in a very generous manner to speed up the economy when the economic activities are not becoming viable due to low market demand. It was believed that the capital would move in the market. However, the results are showing the opposite.

Governor Paudel has emphasized on expanding loans in real estate, stock market, agriculture, industry and other sectors. As he said, if banks give loans to entrepreneurs in an easy way, there will be positive results. Now, when you go to deposit or withdraw money in banks, you are given a lot of trouble. If you can't easily keep the money you have earned and you can't easily withdraw the money you have saved, what is the purpose of a bank?

The problem seen in recent times is that when going to the bank to take a loan with a mortgage, one has to bear a lot of trouble. 

If it is not easy to get a loan by placing your property in the name of the bank, then the question has arisen why to go to the bank. This is also one of the reasons for the accumulation of deposits in banks. It is also necessary to get the attention of the relevant bodies. 

– Purushottam Ghimire , Jorpati, Kathmandu