Debt-ridden Parvati becomes a millionaire after...

At first, no one could believe that he had won the award. It was said that someone may have made a phone call.'

Shrawn 11, 2082

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Debt-ridden Parvati becomes a millionaire after...

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On this Friday, 2nd of July, Parvati Karki of Dhading Bangepipal village left her mobile phone at home when she was planning to go to Melapat as usual after doing housework. Even if you go to the fair, who will call you? There were regular phone calls in the morning and evening with my husband who was working abroad and my son who was studying "Plus Two" in Kathmandu. So Karki felt it necessary to keep the mobile with her.

When she returned home after the fair, she saw a 'missed call' from a new number on her mobile phone. Karki was returning home to work when the phone rang. She picked up the phone. The call came from Ncell's central office in Kathmandu. The person on the phone started trying to find out his identity. Asked some questions about name, address and family. She gave all the answers.

Ncell representative asked him to come to Ncell headquarters on Monday. Karki wanted to understand the reason and asked why. She got a reply that you have received a gift, but can't say it now, you should come to Kathmandu. Karki says she will arrange it later. After that, a good prize was awarded and I was asked to contact the Ncell office in Kathmandu on Monday. "After the phone call about the award, I told this to my mother-in-law, my husband who is abroad and my son who is studying in Kathmandu," she said. It was said that someone may have made a phone call.' But when Dewar who was in Kathmandu said that he had received a good gift. Will Devar come to Kathmandu once? Only then did he wonder if it was really an award.

She left the work of the fair and took the car to Kathmandu on Sunday carrying the identity documents. The next morning she reached the Ncell office in Lanchaur along with her son and brother-in-law.

'Until I came to the Ncell office, I didn't know what and how much the gift was,' she said after receiving the bumper gift from Ncell on Friday.

Karki's relationship with Ncell, which gave one crore rupees as a gift, dates back to about eight years ago. "It is a 'SIM card' that I bought seven/eight years ago in the local market at Arughat. Sometimes I used to buy Ncell's '99 pack'," she said.

His life has gone through many sorrows and pains. The day when she and her husband fought hard to make life easier is still fresh in her mind. It has been almost a decade and a half since her husband started working in the village as a female volunteer while doing housework abroad. Karki thinks that the

has not happened yet. "Sometimes it seemed that no matter how much I did, nothing would ever happen, there was no shortage of hard work, but it didn't happen as expected and I kept working," she said. The turning point in his life happened when the Barpak was the center of the earthquake. When the Baisakh earthquake of 2072 shook the earth, the house, which was ready to move after the construction was completed, collapsed, not only that, but the youngest son who was one month and two days old also had to be lost.

From Dhadingbensi via Salyantar, he currently has a small house in Gangajmuna rural municipality-6 Bangepipal Baseri. There is no source of income other than what the husband earns abroad. Although there are few women as volunteers, the allowance comes.  Apart from that, maize, millet, paddy are cultivated and vegetables are also grown according to the season.

  After failing in class 9 in the village school, she stopped going to school. A year later, he got married at the age of 23. A few years later, a son was born. Due to her poor financial condition, her husband went abroad to earn money and the responsibility of taking care of the house fell on her shoulders.

In the scorching heat of the Gulf, the husband risked his life to work and send the expenses home. She used to run the household expenses with that amount. But where does it happen abroad? One day while in Kuwait, my husband fell unconscious in the bathroom. Dhan's friends found out and rushed to the hospital to save his life. She suggested her husband to get a job in the country when he did not make progress as expected even after suffering abroad for a few years. 

'We know the suffering he did abroad, even when he was sick, he continued to work, so when he came to Nepal, we did not want to send him, we took a loan and started a shop in Kathmandu,' she narrated the past.  The shop, which started with a loan, sank in a few months with more loans. The investment was wasted in an instant.

After the store that was opened with a large investment did not work, there was no option to go abroad. Starting at nine lakh  60,000 was not even earned during the sale of the shop.  Karki's husband arrived in Bahrain almost two years ago, carrying a high interest rate loan on one hand and a sick body on the other. But even there he did not get the job as he said. Due to the burden of debt, he was not allowed to leave his job and come home, so he is still in Bahrain. "He used to say that he would come after two years, now it will be two years in August, then he said that he will get leave," she said. 

In Bahrain, a new disease was added to the husband's body, 'allergy'. Sometimes the body swells and sometimes 'allergy' makes it difficult. However, they continue to send Rs 15/20 thousand per month while working. He said that it was only enough to cover the interest on the Genten loan.

After paying tax to the government of Rs 1 crore received from Ncell, the remaining amount has now come to his account. This amount is too big for him. He believes that this amount will make life easier.

There is a plan to pay off the first job debt with the amount received. She is happy to think that she no longer has to carry the debt that has been a burden for a long time. "I used to say when this debt would be paid off and happiness would be found, now I will pay off the debt first with the money I received as a gift, now I don't have to take a sick body to pay the debt," she said. 

 After paying off the debt, Karki's idea is to start some business together with the husband and wife in Nepal. 'We know that tomorrow will be easier if we can use this money in a good place, so now we will keep my husband in Nepal and both of us will work,' she says. Along with this, my son is reading 'Plus Two'. He also spends a lot on his studies. Karki plans to spend the rest of the money on his son's education.

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