During the demonstration on 23rd and 24th of August, the insurance claim worth 23 billion rupees for damage to the physical structure has been paid, but only 1.5 billion rupees has been paid. According to the data till October 23, insurance companies have received claims worth 23 billion 228 million rupees. According to the data of the insurance authority, only Rs. This is only about 6.82 percent of the total claims made.

Up to 23 October, the highest amount of Rs 1.32 crore 72 lakh is under property insurance (household) among the claim payments. Motor insurance is the highest paid after property insurance. In which claims worth Rs. 24 crore 91 lakh have been paid. 87 lakhs in contractors and engineering insurance and only Rs 5 lakhs in other insurances have been paid. Insurance companies have stated that very few of the claims have been insured, especially in large damages. Among the

payments, the insurance companies have stated that most of the money was given for Peski. They say that even though it does not take time to pay the insurance of property including vehicles that are especially completely damaged, it takes time to get the surveyor's report on major damage, so the amount of payment is not much. 

The Nepal Insurance Association has already said that all the claims of small nature among the insurance claims for damage to the physical structure during the demonstration on 23rd and 24th of August will be paid by Tihar. As of Thursday, 3,099 claims have been filed with insurance companies. Among them, more than 2,000 claims are of small nature (less than 2 crores) and they are ready to pay them by next Tihar, said Birendra Baidwar Chhetri, president of Nepal Insurance Association. 

Federation of Nepal Chamber of Commerce and Industry has made a preliminary estimate of the loss of about 80 billion rupees. It seems that only 20/25 percent of the damage is insured. If one or two big claims are to be removed, insurance has reached only about 12/13 percent of them," said Chhetri. He said that there was no insurance for government structures and many private structures were far from the reach of insurance, so the insurance claims were much less than they expected. Insurance companies also say that the claim for damage during the

performance is the highest ever. Earlier, the insurance claim was 17 billion in the earthquake of 2072 and about 13 billion in the flood that occurred in October of the previous year. In the latest performance, it was found that 73.92 percent of the insurance claims for damage to physical structures were for vehicle (motor) insurance. So far, there have been 3,099 claims worth Rs 23,228,700,000 in insurance companies. Out of that, 2,206 claims have been demanded equal to 3 billion 416 million rupees.  Assessing the

claims, it appears that many vehicles were damaged during the demonstration. Stakeholders say that more number of vehicles have been damaged than the insurance claims. According to Finance Ministry sources, more than 1,200 government vehicles have been damaged. Many of them are uninsured. It is said that the insured vehicles also belong to the third party only. Many private vehicles were also damaged. But many of them are not insured. All the damaged vehicles were not covered by the insurance as they were insured only by the third party. On the basis of the

amount, the highest number of claims are under property insurance. Property insurance covers immovable property including houses and apartments. 653 insurance claims have been made under this insurance. In this, 19 billion 676 million rupees have been demanded. This is slightly more than 81 percent of the total claims made.  Of the total insurance claims against

companies (number) when vehicle and property insurance are combined, it comes to about 95 percent. Looking regionally, it is seen that the highest number is in Bagmati. This is shown by the data of insurance claims made by property owners. According to this, only 54 percent or 1,669 claims have been made in Bagmati.

Second, 396 claims have been filed. In the third, 355 claims were made in Madhesh. According to the insurance authority, there were 246 insurance claims in Lumbini, 212 in Gandaki, 199 in Far West and 22 in Karnali. Based on the

amount, about 77 percent of the claims are in Bagmati, according to the authority's data. According to the latest data, out of the 23.5 billion rupees claims, the highest amount is 18.43 billion rupees from Bagmati. This is 77.12 percent of the total claim amount. Thus, on the basis of the mentioned data for insurance claims, it can be analyzed that more than half of the number and about 80 percent of the damage in terms of amount has been in Bagmati.