Local people joining the banking system through the campaign of the municipality and the bank
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Residents of Saipal Rural Municipality, which has the slowest establishment of banks among the country's 753 municipalities, have started connecting to the banking system. After the door-to-door program was conducted to open bank accounts in the remote areas of the municipality, they started joining the banking system.
Everest Bank, which started its service in Saipal from last October 9, has conducted a door-to-door campaign to open accounts in the villages of the northern region in coordination with Saipal village officials. An agreement has already been reached between the rural municipality and the bank regarding the distribution of social security allowance. According to the agreement, in the first phase, the accounts of all the beneficiaries have been opened. The team that went door to door with photo taking and printing equipment is going door to door in the villages of Jima, Lasi, Jagera, Balaudi and Nyuna in the northern region.
Everest Bank employee Harish Awasthi said that in the campaign conducted targeting the beneficiaries of social security allowance, other interested locals are also opening accounts. One and a half hours walk from one house to another. As we have to walk a day to reach the place where the bank is located (Dhalaun), we have made arrangements to open the account at home," he said. Awasthi said that about 900 accounts were opened in eight days.
Locals say they are happy to open a bank account at home in a remote place. I haven't been to Chainpur yet. I had not even seen a bank,' said 72-year-old Rupadevi Bohra of Balaudi village, 'I never thought that there would be an account in my name.' is. Ramakrishna Thapa, Head of Everest Bank Saipal branch, said that during the door-to-door opening of accounts, there is also the task of imparting banking education. He said that due to the language problem in Ward No. 4 Dhuli, there was a problem in imparting banking education and in the end even an interpreter had to be used. Dhuli residents speak the endangered Dhulel language, which is only spoken here, and some speak the Tamang language.
Radhakrishna Joshi, the chief administrative officer of the municipality, says that there is a risk when the employees of the municipality have to carry large sums of money to go to the village because there is no account of the beneficiaries of social security. He said that such a problem will not happen again.
On the one hand, there was the problem of fearing that the money would be stolen or lost, on the other hand, the beneficiary's money would not be safe when they had cash in hand. It has been good for both parties because everyone has a bank account and does banking transactions,” he said.
